Finance
The Beginning of a New Chapter
I wanted to sit down and provide an update about things the past 2-3 months. Sorry in advance, as this post is probably going to suck because I have not written something in so long and lack a good flow. There are a couple of reasons why I have not been posting nearly as... »
The Last 10,000…
I am down to my last 10,000 in student loans. The good news is that the “end” is in sight. The bad news is that it is still 10,000. For some reason, this loan, the last loan, has been the hardest to pay extra on. I don’t know why that is with many things,... »
The value of Starwoods SPG points part 1
NOTE: I’ve decided to split this into two posts. Part 1 of my response is long enough as it is. The second part of my response will address the calculations made in Chua’s second post “Travel Cards Part II”. My friend Chua over at THINKchua.com and I share common interests such as traveling, biking, and... »
How I am using Credit Card Rewards Points and Airline Miles to Earn my ‘Round The World Award ticket
I have previously discussed why I use the Starwoods American Express as my primary credit card, how I’ve developed a reward strategy, how I’ve developed a secondary strategy for earning additional miles and points, and finally, I even discussed an opportunity for you to jump start points earning by discussing ordering coins from the... »
On Debt and Making Choices
Today is an important personal milestone. This day marks the final payment made to Wellsfargo on my remaining private student loans. With this payment I have no more private student loans to pay back and only a little over $15,000 in federal loans left. In July 2005, I made a committment to pay off... »

