The Last 10,000…
I am down to my last 10,000 in student loans. The good news is that the “end” is in sight. The bad news is that it is still 10,000. For some reason, this loan, the last loan, has been the hardest to pay extra on. I don’t know why that is with many things, but the last one is seems to be the hardest to deal with. Maybe it is because I am tired of making the extra payments and just want it to end or maybe I just want to buy other things 
.
Whatever the case, I’ve buckled down. I’m making the extra payments. I’ve run some numbers and done some projections. If I can stick to the payment schedule and factoring a conservative estimate for a tax refund, I project I can have the loans paid off by April 2010.
In the grand scheme of things, April 2010 isn’t that far away….and I will be no longer be in “survival” mode, but finally able to work on goals I want to achieve like travel without any worry of financial burdens or moving to a different city or internationally without worrying about finding a high paying job that I need because I have loan payments to make.
So here’s to the last 10,000!
- Where have I been?!?! My apologies for the lack of posts and sharing of articles. I haven’t been feeling the greatest the past 4-5 days. The only way I can describe this is that I’ve been really tired when I have returned home from work. I feel alot better tonite and tomorrow I’ll be......
- Its Been Awhile since I've Posted (Sorry for the long Post) Its been awhile since I have posted to tumblr, since then…. 1) the markets crashed to 6500 and subsequently returned to about 8000. Originally, I wanted to buy as much as I could afford with the Dow below 7000. With the Dow at 8000, stocks are still relatively cheap and......
- On Debt and Making Choices Today is an important personal milestone. This day marks the final payment made to Wellsfargo on my remaining private student loans. With this payment I have no more private student loans to pay back and only a little over $15,000 in federal loans left. In July 2005, I made a committment......
- Busy Busy Busy I just wanted to write a quick update on the last two weeks or so. So far, I have survived the first 2 weeks of my job. It is quite interesting. I am enjoying being in corporate america for once. Things are alot slower paced. Sometimes that is a good......
- Developing a secondary strategy for Credit Card Rewards Points In previous posts about credit rewards strategies, I've talked about how to develop a rewards strategy, discussed why I use the Starwoods American Express and Schwab Visa as my primary cards, and talked a little bit about how I've earned extra SPG points buyingcoins from the U.S. Mint. Now it's......
Related Websites
- Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
- Flashback: Pay more often Journey to Financial Freedom hosted Carnival #23, and this week's Flashback is from Healthy, Wealthy, and Wise: Making Monthly Payments Weekly. Dividing up your payments (paying a fraction every week rather than once a month, for example) allows a faster paydown of a loan. Plus, if you divide your payment......
- Don't Forget To Make Your Estimated Tax Payment For Self Employment Income! One thing that I've had to do this year that I've never had to do before was to pay estimated taxes. Normally all of my income has taxes withheld by my employer, so I never have to worry about actually withholding taxes for myself. This year I've started several......
- My Extra Payments towards my Auto Loan was not being applied to Principal! It was a cold winter day in 2006. I was 6 months out of law school working at a firm where I usually stayed till about 7pm. I walked to my trusty, lovable Nissan 240sx. This car had so many miles the odometer literally stopped working (I am not......
- Random numbers I'm one of those people who has a mind for numbers. (After all, I was teethed on a calculator.) I can't remember where I put my keys, but I can rattle off the first eleven digits of pi -- 3.1415926535 -- (yeah ... yeah ... I'm an excellent driver ...)......
